You may have heard the term life hacking and only thought it referred to finding simple solutions to household problems, but you can life hack your way through your workplace as well!  Try to incorporate these easy life hacks within your office environment to see if they can be helpful to your employees. Use bread tabs to label all those wires everyone has floating behind their desks.  It can help identify what goes with what when you need to know. Binder clips work wonderfully to raise keyboards when the little feet have broken off. If you need to put your … Continue reading Life hacks for the office

So you have started up your business and you bought your insurance policy to cover everything that could possibly go wrong at the office.  Great!  But there is one additional question you may want to ask yourself: Did I buy ENOUGH insurance? While it may seem like a sales pitch to get you to spend more in premium, it is really a legitimate question that everyone should ask themselves regardless of the type of insurance they may be referencing.  Homeowners sometimes buy the absolute minimum insurance that their mortgage loan agency requires.  A lot of auto owners only buy the … Continue reading Does your business have enough insurance?

Now that spring is upon us, you will probably want to give your business fleet some maintenance.  With all the travel your employees did over the winter, your fleet could probably use a good cleaning as well.  Not only will a car wash make your trucks, trailers, and other vehicles look great, it will also help get all that corrosive road salt out from the undercarriages. Check the mileage on all vehicles to see what type of maintenance is scheduled.  Some vehicles may be ready for an oil change even if the suggested time frame has not lapsed.  At the … Continue reading Spring maintenance for your fleet

As we all learned recently from an unfortunate news-worthy incident regarding carbon monoxide poisoning and a famous restaurant chain, the possibility of carbon monoxide poisoning is something that should always be considered in the workplace as much as it is in our homes.  Installing carbon monoxide detectors in your place of business, whether it’s an office building, restaurant, warehouse, or any enclosed space, is a very worthwhile investment. Carbon monoxide is a flavorless, odorless and colorless gas that can be absorbed into the bloodstream when inhaled.  In some cases, it can be completely undetected until a person starts having symptoms.  … Continue reading Prevent carbon monoxide poisoning with carbon monoxide detectors

When you rent office or warehouse space for your business, you will most likely be required to leave a security deposit of some sort with your landlord. That security deposit could be a hefty amount of money that you will undoubtedly want back once your lease is up, and you move on to a different space. But getting that money back could be tricky if you do not read your lease agreement fully. Before you start moving your equipment and supplies into your new space, take some time to thoroughly review your lease agreement. There may be some requirements in … Continue reading Renting office space

If you have been contemplating boiler and machinery insurance for your business, here is some information for you to better explain the coverage and what it will protect for your business. Boiler and machinery insurance is not just for industrial business.  Small businesses can also use the benefits of boiler and machinery insurance.  Say you have a small business where you use an electric screen printer to place designs on T-shirts.  If that screen printer breaks, how much would it cost you to have it fixed or replaced?  Boiler and machinery coverage will help get your printer back in action … Continue reading Boiler and Machinery Insurance

Massachusetts is riddled with legend and folklore. There are tales of black magic, strange creatures and of course witches that brought sorcery to towns like Salem back in the early years. There is one legend that people have called the Telltale Seaweed. Apparently, two women were stranded one night on a road near Salem after their car broke down. When they went looking for some help, they came across something a bit more…spooky. The two women came across a house. They knocked on the door to see if they could have some assistance. When no one answered, they walked in. … Continue reading Massachusetts Folklore and Legends

When you are in the office every day, you might want to make it a little more “homey” with some items that help you feel more comfortable. Having your own coffee mug or potted plants might be all you need to make your workspace more enjoyable. As a boss, allowing your employees to have some personal items at work can really improve productivity and morale. But if your employees’ personal property breaks or causes problems at work, you might have more on your plate than you could imagine. There are some things that you may want to limit for your … Continue reading Does my business policy cover my personal property?

Having really great insurance coverage is fantastic for your business. It can protect the finances if anything were to go wrong during the course of the day. It can protect your employees from dangers at the workplace. It can even protect you if something were to go wrong with products you sell after they leave your premises. But even with the best business insurance policy available, everyone would be better off if no claims ever occurred in the first place. That is why risk management and loss control are important. No one likes to file a claim because an employee … Continue reading Why loss control is important

When reviewing your business’s insurance plan, you may come across some terms that are not all that common to you. With everything listed on those few pages of your policy, it is completely understandable that not every word will make total sense upon your first glance. Here are some of the terms that you might see on your insurance policy and their meanings according to the Dearborn Property and Casualty Insurance License Exam Manual. This manual is used by many insurance agents to study for the exam required to obtain an insurance producer’s license: • Blanket insurance- a property or … Continue reading Some business insurance terminology