Workers’ Compensation

Your Employees Deserve the Right Protection

Do you have the right workers compensation plan? With few exceptions, state law in Massachusetts and Rhode Island requires business owners to carry workers comp, and it’s important to get it from a knowledgeable source. Workers compensation not only protects your business, but it also provides employees with reassurance. If an accident happens on the job, employees feel better knowing they can receive necessary medical attention and time off to recover, and they get back to work as soon as possible. Wolpert Insurance wants to be the ones to provide your workers with dependable coverage.

The most common types of work-related injuries include:

  • Repetitive stress injuries
  • Over-exertion
  • Vehicle accidents
  • Machine injuries
  • Injuries from falling objects
  • Slip-and-fall accidents

Any of these can put an employee out of work for a prolonged period, or even indefinitely. For the benefit of your bottom line, it’s crucial to protect against financial damages and missed work that can come from these kinds of on-the-job injuries. Workers compensation is also a legal requirement, and Wolpert Insurance can help you navigate the regulations to determine the best type of coverage options for your business.

What Does Workers Compensation Cover?

Every business has its own coverage requirements, but workers compensation is fairly straightforward insurance that can usually cover an employee’s:

  • Lost wages
  • Medical costs
  • Medical care
  • Rehabilitation
  • Disability benefits, including temporary and permanent disability
  • Death benefits
  • Supplemental job displacement benefits

If you’re concerned about the cost of meeting workers compensation requirements, Wolpert Insurance has access to multiple providers, so we can tailor a package that suits your needs and budget. In addition to workers compensation, we also recommend coverage-boosting options like:

  • General liability
  • Professional liability
  • Commercial liability
  • Directors & officers (D&O)

If you’re ready to get started, fill out our no-obligation online form for a free quote, or call us at 800.299.6819. You also can stop by one of our offices in Worcester and Milton, Massachusetts, and Jamestown, Rhode Island to experience what makes us different from our competitors. With Wolpert Insurance on your side, you’ll always have an ally committed to the continual success of your business.

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