Your Business Insurance Policy Can Only Protect So Much. That’s Where Liability Coverage Comes In

As a business owner, you’re probably well aware of the risks your operation faces. Even the smallest mishaps can result in major financial losses that can threaten to undo everything you’ve worked for. Business insurance is a necessary start, but because it doesn’t cover every scenario, you need to consider supplementing that with a liability policy to address other specific needs.

Wolpert Insurance has been working with Massachusetts businesses since 1956, so we know the kind of insurance options it takes to round out your policies and strengthen your coverage. Liability is an important aspect of any commercial insurance plan, no matter the cost. Our agents can help assist you in determining which option is best-suited to your business while working within your budget.

Types of Liability Coverage

Determining your business’s liability requirements can be confusing, but that’s why Wolpert Insurance is here to help. We offer policies like:

  • General liability
  • Executive liability
  • Professional liability
  • Employers practices liability insurance (EPLI)
  • Commercial liability
  • Excess liability
  • Directors & officers (D&O)
  • and more!

Many business owners feel they don’t need to have anything more than general liability in their business insurance portfolio. Every policy is different, but general liability can cover things like:

  • Property damage
  • Bodily injury
  • Personal injury
  • Legal costs
  • Medical payments due to injury
  • Negligence
  • Slander

Practicing professionals such as lawyers and dentists require professional liability, which is a more specialized type of coverage. If you have a lot of high-value assets, consider excess liability. Liability policies can even protect business assets that could be devastated by things like fire, vandalism, theft, and lawsuits.

To learn more or to obtain a free, no-obligation quote, fill out our online form or call us at 508-459-4700. You can even stop by our offices in Massachusetts and Rhode Island for friendly, one-on-one service. No matter your business insurance needs, Wolpert Insurance looks forward to becoming your partner today and for the years to come.

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