Types of Workers Comp Benefits: Medical Benefits

Welcome back to our Massachusetts workers compensation September Series! It’s week two and we have another great post to share with business owners and employers in New England. This week, we are going to discuss Medical Benefits in relation to workers comp.

Employees who suffer a work-related injury or illness that entails medical attention will qualify for this benefit—it is very common. The good news to share with your employees is that this benefit will go on as long as medical attention and services are required to properly care for an injury or illness.

Let’s talk about the actual benefits. Employees will be entitled to the following:

  • Sufficient and reasonable medical care
  • Reimbursements for prescriptions and travel expense

It is important to let your employee know of any specific conditions your company may have set. For example, some employers may designate a specific healthcare provider for the first doctor or hospital visit. However, once that initial visit is over, he or she has the right to choose a healthcare provider for the remainder of the injury/illness. As an employer, you also have the right to request a periodic doctor evaluation to remain “in the know” during the recovery process. This is beneficial to you because it may lower the chance of workers comp abuse and fraud.

As a business owner, it is important to understand what the phrase “medical benefits” actually means, especially since it is one of the most common benefits that come from workers compensation. One day, an employee may come up and ask you. Wouldn’t you want to be able to answer? We thought so!

To learn more about Medical Benefits, reach out to Wolpert Insurance at your earliest convenience. We would be delighted to give you better insight to this concept and of course, provide you with a free workers compensation quote if requested.

Next week, we have a double-whammy! We will discuss both Partial Incapacity Benefits and Permanent & Total Incapacity Benefits. You won’t want to miss out!