What is a Lump Sum Settlement?

Another week, another question. Last week, we discussed Vocational Rehabilitation and what it means for injured workers. This week, let’s talk about lump sum payments. Some may wonder, what is a lump sum? A Lump Sum is a contract between you, your injured employee, and your Massachusetts workers compensation insurer. It is a one-time payment that replaces weekly compensation checks, in and some cases, other benefits that are a part of the package. A judge will then decide whether lump summing is in the injured employees’ best interest. If you are an employer, it is important that you pay attention to this… … Continue reading What is a Lump Sum Settlement?

What is the Definition of Vocational Rehabilitation?

It’s about that time for another Massachusetts workers compensation frequently asked question! At Wolpert Insurance, we believe that business owners should take an interest in getting to know the ins and outs of workers compensation. At times, it is just not enough to know the basics! Fortunately, our agents are here to extend our knowledge from week to week. work injury claim form.png This week, we are going to discuss Vocational Rehabilitation. According to Mass.gov, the Vocational Rehabilitation definition is: “Nonmedical services that may be needed to restore the employee to suitable employment at a salary that is commensurate with … Continue reading What is the Definition of Vocational Rehabilitation?

The Americans with Disabilities Act and What it Means for Workers Comp

We’re back with another informational blog post! This week, we are taking a look at the Americans with Disabilities Act and what it means for Massachusetts workers compensation. First, let’s get to know what this Act is. According to the U.S. Department of Education, “The Americans with Disabilities Act (ADA) gives civil rights protections to individuals with disabilities that are like those provided to individuals on the basis of race, sex, national origin, and religion. It guarantees equal opportunity for individuals with disabilities in employment, public accommodations, transportation, State and local government services, and telecommunications.” In this case, we are … Continue reading The Americans with Disabilities Act and What it Means for Workers Comp

How Does Workers Compensation Work When Paying an Injured Worker?

We’re back again with another Massachusetts workers compensation FAQ! As your reliable insurance provider, we believe it to be important that you are 100% educated and aware of this essential policy and the way it works. Many employers may wonder: Do I have to pay an injured worker for the entire day if they have to leave work due to an accident? Good question! So, how does workers compensation work in this case? Allow us to explain… In short, the answer is no. Under Massachusetts state law, the only requirement is that you must pay workers for the hours that … Continue reading How Does Workers Compensation Work When Paying an Injured Worker?

The Dangers Employers May Face when an Employee Comes Back to Work

Employee is injured and out of work on Massachusetts workers compensation. The employee takes time off, goes to visit their doctor and is cleared. This is wonderful, right? Well, sometimes. The truth is, employers may face a variety of dangers once they receive a back to full duty release from a doctor concerning an employee who was out on workers compensation. He or she may be afraid to return the employee to his full time position because they fear that another injury may occur, or the injury may become worse. If this is the case, it is important for employers … Continue reading The Dangers Employers May Face when an Employee Comes Back to Work