At Wolpert Insurance, we want to make sure that each and every business owner has a full grasp and understanding of their Massachusetts workers compensation policy. To do this, we like to answer a few FAQ every once in a while! Your employees may wonder about the workers compensation that your company provides. As a business owner, it is your responsibility to be able to answer their questions. Let’s take a look at a common question today…
Your employee may ask: How long does the insurance company have until they start sending me my checks after injury?
The answer: When an employee has been unable to earn full wages for FIVE OR MORE FULL OR PARTIAL CALENDAR DAYS due to an injury, your company has SEVEN DAYS, not including Sundays and legal holidays, from the fifth day of loss to report the injury to our insurance company.
If your employer does not send the Form 101 to the insurer within 30 days of your injury, report the injury in writing to the insurance company yourself, or complete the DIA’s Employee’s Claim (Form 110) and send the insurer a copy of the completed form.
Our agency then has 14 CALENDAR DAYS from the receipt of the first report of injury to mail the check, OR possibly deny the compensation. In most cases, employees will not have a problem claiming workers compensation.
You are not compensated for the first five days of incapacity unless you are disabled for 21 calendar days or more.
If your employees ask about obtaining claim forms, do not hesitate to reach out to our agents at Wolpert Insurance. We would be more than happy to provide them to you.
At Wolpert Insurance, it is our goal to make the workers compensation process as simple as possible for you – from the day we set you up with a policy until the time comes to file a claim. If you have any other questions or concerns, do not hesitate to reach out to us by calling 877-215-1571. We look forward to both protecting and educating you along the way!