As a business owner you have a lot of decisions on your hands, one of which is making sure your workers compensation coverage is sufficient. Sometimes—whether intentional or not—employees commit workers compensation fraud that hurt small businesses financially, but there are some steps you can take to make sure your workers compensation in Massachusetts is dealt with legally and effectively.
Report injuries immediately: Any time an employee injury occurs on your premises, always alert your insurance agent who will then make sure the injury is documented in a timely manner. That way, the injured employee will not be able to claim you did not act fast enough.
Train your supervisors: If you have supervisors who regularly work with employees, you should train them so they know how to act when someone gets injured. Your business should have a protocol involving assessing the injury and making sure the employee receives medical attention immediately. This is a common way Massachusetts workers compensation fraud claims come about.
Background checks: Before hiring employees always look to see what their employment background is like. Be sure to check references and if possible ask them to undergo a medical review after the offer is made.
Massachusetts workers compensation fraud is more common than you may think, and you’re the only one who can stop it from happening to your company. If you have any more questions about workers compensation in Massachusetts, contact our agency today!