Workers Comp Benefits: Permanent Loss of Function and Disfigurement Benefits

The Massachusetts workers compensation September Series continues. We hope that you have been reading along and enjoying the information that we have been providing. As a business owner, it is in your best interest to be educated on workers comp and the benefits that it provides for your employees.

In the fourth week of our series, we will be discussing Permanent Loss of Function and Disfigurement Benefits.

First and foremost, let’s learn who will qualify for this type of benefit. If a worker’s injury or illness results in a permanent loss of specific bodily functions, scarring, and/or disfigurement, they are eligible to receive these benefits, according to Mass.gov. It is also important to note that scars MUST be located on the face, neck, or hands. Those eligible will be entitled to a one-time payment for their specific loss and the payment total will depend on the severity of the case.

Benefits include:

  • Payment for disfiguration and/or scarring
  • Coverage for medical bills
  • Replacement for lost wages

At Wolpert Insurance, we make it a priority to educate all of our clients on the ins and outs of coverage—especially workers compensation. Being able to answer all of your employees’ questions and concerns is a plus on your part!

Next week, we will be closing in on our September Series. If you have been following along all this time, you will not want to miss our final blog post. Next week, our industry experts will be discussing Survivors’ and Dependents’ Benefits. Tune in!