Workers’ Compensation
Your Employees Deserve the Right Protection
Do you have the right workers compensation plan? With a few exceptions, state law in Massachusetts and Rhode Island requires business owners to carry workers comp, and it’s important to get it from a knowledgeable source. Workers compensation not only protects your business, but it also provides employees with reassurance. If an accident happens on the job, employees feel better knowing they can receive necessary medical attention and, if necessary, time off to recover, along with reimbursement of any allowable and approved expenses incurred as a result of their injury and related treatment. Wolpert Insurance wants to be the one you choose to provide your workers with this coverage.
Some of the most common types of work-related injuries include:
- Repetitive stress injuries
- Over-exertion
- Vehicle accidents
- Machine injuries
- Injuries from falling objects
- Slip-and-fall accidents
So many accidents can put an employee out of work for a prolonged period, or even indefinitely. For the benefit of your bottom line, it’s crucial to protect against financial damages and missed work that can come from these kinds of on-the-job injuries. Workers compensation is also a legal requirement, and Wolpert Insurance can help you navigate the regulations to help you determine the best type of coverage options for your business.
What Does Workers Compensation Cover?
Every business has its own coverage requirements, but workers compensation generally covers an employee’s:
- Lost wages
- Medical costs
- Medical care
- Rehabilitation
- Disability benefits, including temporary and permanent disability
- Death benefits
- Supplemental job displacement benefits
- and more!
If you’re concerned about injured employees and the cost of meeting workers compensation requirements, Wolpert Insurance has access to multiple providers, so we can assist you in tailoring a package that suits your needs and budget. In addition to workers compensation, we also offer coverage-boosting options like:
- General liability
- Professional liability
- Commercial liability
- Directors & officers (D&O)
- and others!
If you’re ready to get started, fill out our no-obligation online form for a free quote, or call us at 508-459-4700. You also can stop by one of our offices in Massachusetts, and Rhode Island to experience what makes us different from our competitors. With Wolpert Insurance on your side, you’ll always have an ally committed to the continual success of your business.
