HIPAA and Workers Compensation: What You Need to Know

Another week, another workers compensation lesson from your trusty Massachusetts workers compensation provider! This week, we would like to discuss HIPAA and its relation to workers compensation. Many employers mistakenly believe that HIPAA prevents medical personnel from discussing medical conditions related to workers compensation. This week, we are here to set the record straight. We would like to take the time to education employers that there exists an exception, specifically for workers compensation injuries. First, you may wonder what the primary purpose of the HIPAA privacy rule is. Let’s start with that. This rule protects from unauthorized disclosure of any … Continue reading HIPAA and Workers Compensation: What You Need to Know

Reducing the Cost of Workers Compensation, Post-Loss

We’re back for Part 2 of Reducing the Cost of Workers Compensation. This week, we will be discussing a few techniques that should be implemented in order to keep your premium low, post-loss. It is no secret that a claim made on your workers compensation could affect your premium. Fortunately, with the right game plan in place, you may not have to worry about an increase! Our specialists at Wolpert Insurance are here to share a few steps that could help keep your premium as low as possible – even after a claim! #1: Make medical attention a priority. If … Continue reading Reducing the Cost of Workers Compensation, Post-Loss

Reducing the Cost of Workers Compensation, Pre-Loss

It’s a brand new week and a great time for a brand new workers compensation blog post! This week, we are going to be discussing how to reduce the cost of workers compensation, pre-loss. The best tactic to saving money on your workers compensation is to PREVENT injuries before they actually happen. Many may think “accidents will happen, no matter what!” but this is not always the case. In fact, most accidents are EXTREMELY PREVENTABLE. It all comes down to a few important things… #1: Education #2: Joint Labor-Management Safety Committees First and foremost, it is important that you embrace … Continue reading Reducing the Cost of Workers Compensation, Pre-Loss

The Consequences of Having No Workers Compensation

As a business owner in the state of Massachusetts, you should have a pretty good understanding of workers compensation. More than likely, you understand what workers compensation is and when workers compensation is required. However, are you aware of the consequences of NOT having workers compensation? This week, we have the answers right here. If you are an employer who is operating WITHOUT workers comp, you will be issued a STOP WORK ORDER by the Department of Industrial Accidents’’ (DIA) Office of Investigations. You may also be required to pay a minimum fine of $250 per day, beginning on the … Continue reading The Consequences of Having No Workers Compensation