As a business owner, it is important to know that there is a difference between employees and independent contractors. If you do not determine if a worker is an employee or contractor, you may find yourself in trouble when an individual is injured and filing for Massachusetts workers compensation. It is important that Massachusetts business owners properly classify the individuals in the workplace. If misclassified, there may be cases of insurance fraud and deprivation of protection/benefits to employees. If you misclassify an employee in the state of MA, the individual will often be left without unemployment insurance and workers comp … Continue reading Massachusetts Workers Compensation for Employees vs. Contractors
As a business owner, you understand that it is required to purchase Massachusetts workers compensation, whether you have one employee or 200. That being said, it is important that you make yourself familiar with the policy, procedures and relating areas. One important matter to make yourself familiar with: disability. Today, we want to discuss four major types of disability: #1: Permanent Partial Disability: PPD means that an injured employee cannot return to the same type of work that he or she was doing before the injury. The individual is “permanently impaired,” limiting their ability to continue this type of work. … Continue reading Massachusetts Workers Compensation Terms: 4 Types of Disability
No matter what type of business you are running, it is crucial to have an effective safety program in place. Doing so will make sure both you and your employees are protected from accidents and injuries on the job. While it may not eliminate the chance of an accident 100%, having an active safety program in place may reduce your Massachusetts workers compensation exposure and the number of claims made. The lower the number of claims made, the lower your premium will ultimately be. This reason alone should tell you that an effective safety program is worth it! So how … Continue reading Effective Safety Programs for the Workplace
As a business owner, you understand that workplace safety is a priority. Of course, you provide Massachusetts workers compensation, but that does not make it okay for employers to disregard safety procedures and training all together. The fewer number of claims made, the lower the premium. While we at Wolpert know a thing or two about workplace safety, who knows best than OSHA? This week, we want to focus on OSHA’s Fall Prevention Campaign. According to OSHA, falls are the leading cause of death on the construction site. While this is a scary fact, these falls and deaths ARE PREVENTABLE. … Continue reading Do You Know About OSHA’s Fall Prevention Campaign?