The Price of Massachusetts Workers Compensation Fraud

Last week, we discussed the various claims that some employees will make to receive Massachusetts workers compensation. While the majority of your employees are honest and hard-working, it is best to always be on your guard. There may be one dishonest employee who is unsatisfied and looking for a way to make quick cash without working. If your company allows employees to take advantage of your business, there are sure to be consequences. The price of workers compensation fraud is no joke! Here are five costly consequences: #1: A higher premium. This may be the most damaging consequence out of … Continue reading The Price of Massachusetts Workers Compensation Fraud

5 Massachusetts Workers Compensation Scams to Beware of!

As a business owner, you want to trust your employees 100%. While the majority of your employees are most likely honest, do not be fooled! There may occasionally be a case where you find out that an employee is taking advantage of the company’s Massachusetts workers compensation policy. Fraud is a common issue of the workplace. While most employees are sincere about their injuries, all it takes is one dishonest worker to cause enormous damage to your premium. Why do employees do this? Money is a powerful motivator, or even extra vacation time. Since an employer may end up paying … Continue reading 5 Massachusetts Workers Compensation Scams to Beware of!

Can an Employer Lay Off an Employee on Massachusetts Workers Compensation?

As your Massachusetts workers compensation experts, we have been taking it upon ourselves to answer your frequently asked questions. This week, we are focusing on this question: Can an employer lay off an employee on workers compensation? The answer: Yes and No. Allow us to break both answers down for you… Yes: If the employer was planning on laying off this employee even if they were still on the job, the fact that they are on workers compensation leave does NOT prevent the employer from laying the employee off. There is NO law that requires employers to give special treatment … Continue reading Can an Employer Lay Off an Employee on Massachusetts Workers Compensation?

Massachusetts Workers Compensation: Stress Claims

Last week, we discussed how layoffs work in conjunction with Massachusetts workers compensation claims. This week, we have two frequently asked questions about stress claims. #1: Are stress claims due to fears of being laid off compensable? Many states will NOT allow employees to collect workers comp because of layoff fears. It has been ruled that a worker could not be reimbursed for stress caused by the company’s bankruptcy and failing stock price. This tension is NOT related to “events of employment.” #2: What about stress claims resulting from termination? Are they covered? Due to the enormous number of layoffs … Continue reading Massachusetts Workers Compensation: Stress Claims

A Couple Massachusetts Workers Compensation FAQ

It is not uncommon for our clients to have questions about Massachusetts workers compensation and how it works. Because of this, we at Wolpert Insurance have taken it upon ourselves to answer a couple of the most common questions asked. #1: Can employers require an employee to sign something affirming they are not injured when laid off? Yes, but it will not prevent a workers compensation claim. No employer can require an employee to waive their workers comp rights. Sure, it may assist in creating a defensible position later if a claim is filed but it will not necessarily preclude … Continue reading A Couple Massachusetts Workers Compensation FAQ