Although the end of the year is near, that doesn’t mean the risks of the holidays will go away. As the New Year draws closer, there is no time better than now, to ensure your company is properly protected. As a business owner, you have many responsibilities; and assessing your holiday exposures should be at the top of your list this season. The holidays are a time for celebration and cherished memories with loved ones. However, according to the National Federations of Independent Business (NFIB), they can also bring an increased opportunity for burglary and vandalism that can negatively affect … Continue reading For the Business Owner: Assessing Your Holiday Exposures
We all rely on our cell phones to help us remain connected, whether it’s to personally stay in contact with loved ones or as a mechanism for communication among workers. However, as a proactive attempt to improve the safety of our roads, companies will have to shy away from the urge to pick up their mobile device will operating on the road. Effective January 3rd, 2010 the FMCSA and PHSMA are amending the Federal Motor Carrier Safety Regulations (FMCSRs) and the Hazardous Materials Regulations (HMRs) to restrict the use of hand-held mobile phones by all drivers of commercial motor vehicles … Continue reading Attention Commercial Drivers: DOT Outlaws the Use of Hand-Held Cellular Phones
As an owner operator it’s important that you understand the coverages your motor carrier requires you to carry. There are a two primary liability options, in regards to insurance for owner operators and depending upon your specific trucking activities and motor carrier, you may have the opportunity to make some coverage decisions on your own. One coverage in particular, that any commercial trucking operator should consider, is Non-Trucking Liability insurance. Non-Trucking Liability insurance provides coverage in the event that an accident or loss occurs while you are using your commercial vehicle for non-business or personal use and is typically activated … Continue reading What About Owner Operator Liability Insurance? How Does Non-Trucking Insurance Differ From Bobtail Insurance?
The holidays are upon us – and with the impending snowfall, eggnog and gingerbread comes festive, seasonal gatherings of all shapes and sizes. Are you preparing for your annual holiday celebration? With so many details to take care of such as the food, decorations, and holiday games, you need to stay organized. Yet, one thing many hosts often fail to make a priority is their liability. As the host, you are responsible for everyone who attends the party. What if a neighbor spends a little too much time at the bar and becomes rowdy? With holiday events typically lasting well … Continue reading Tis’ the Season for Host Liquor Liability & Massachusetts Insurance